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# Block partners Yellow Card to enable cross-border payments to Africa
- URL: https://www.techloy.com/block-partners-yellow-card-to-enable-payments-to-africa/
- Published: 2023-04-17T15:17:36.000Z
- Updated: 2023-04-17T15:17:36.000Z
- Author: Acquah Nana Yeboah
- Tags: / Fintech, Tech in Africa

Block, the company behind Cash App and Square, has partnered with [Yellow Card](https://www.techloy.com/crypto-exchange-platform-yellow-card-launches-its-payment-solution-yellow-pay/), one of the largest cryptocurrency exchanges in Africa, to enable cross-border payments between 16 African countries, including Nigeria, Ghana, and South Africa.

Africa has the highest fees for sending remittances in the world, according to the World Bank, as this *Techloy* chart below shows. 

![](https://storage.ghost.io/c/c1/a6/c1a6d111-d951-41ad-a392-c1e841210b93/content/images/2023/04/World-Bank.jpg)

March, Yellow Card and TBD tested their cross-border payment infrastructure to send money between the US, Ghana, Nigeria, and Kenya. TBD plans to make its cross-border payment infrastructure available to other developers beyond Yellow Card.

The system leverages stablecoins and Bitcoin to decrease the fees needed to send money across borders, according to Block's TBD, a developer platform focused on making the decentralized financial world accessible for everyone. 

TBD built a legally compliant “bridge” to connect each of the 16 countries, while Yellow Card provided the software to connect each country's financial network. The partnership follows Block co-founder and CEO [Jack Dorsey's investment in Yellow Card](https://www.techloy.com/african-crypto-exchange-yellow-card-bags-40-million-in-funding/) two years ago.

Block has been expanding its cross-border payments strategy, including remittances, and [leading a funding round for Gridless](https://www.techloy.com/block-invests-2-million-in-african-bitcoin-mining-startup/), a Kenyan Bitcoin mining firm that hopes to promote renewable energy development. The partnership addresses the international payments space’s need for innovative solutions, according to Chris Maurice, Yellow Card's CEO.