INFOGRAPHIC: Startup Funding in LATAM—Week 46, 2025

Latin American startups raised more than $227 million this week across fintech, proptech, and climate intelligence, with Brazil and Colombia once again leading activity through sizeable debt facilities and expansion-focused rounds. Fintech dominated the headlines as lenders and BNPL platforms secured fresh capital to deepen regional credit access, while emerging sectors such as proptech, smart-condominium infrastructure, and agritech intelligence also attracted investor attention.

In Brazil, Credix led the week after securing $93 million in a combined equity-and-debt round to scale its AI-driven credit platform for small and medium-sized businesses. The company closed $6 million in equity, led by Pátria Investimentos’ high-growth arm with participation from Valor Capital, ParaFi Capital, and Polígono Capital, while a new FIDC vehicle contributed R$470 million backed by Polígono and BTG Asset Management. Founded in 2021 and headquartered in São Paulo, Credix issued R$275 million in loans over the past year and now aims to reach R$1 billion in credit disbursements over the next 12 months, supported by a larger Brazil-based team and continued investment in its lending technology.

Colombia’s Addi followed with a $71 million credit expansion backed by Goldman Sachs, Fasanara Capital, and BBVA Spark, pushing its total debt commitments to more than $420 million, double what it held at the start of 2025. The BNPL-focused fintech, which connects over 2.5 million users to 30,000 merchant partners, including Apple, Adidas, and Movistar, has reached $190 million in annualised revenue and recorded five consecutive quarters of profitability. The new financing will enable Addi to broaden its merchant network, launch additional credit products, and strengthen the infrastructure behind its proprietary scoring engine as demand for flexible digital credit continues to rise across the region.

Colombian proptech-fintech LQN also closed a new $12 million round, $10.5 million in debt and $1.5 million in equity, led by Grupo Pegasus, aimed at strengthening its digital mortgage infrastructure and launching a proprietary loan vehicle backed by mortgage guarantees. Operating an end-to-end origination platform that reduces average processing times by 40%, LQN manages around 20,000 mortgage transactions a year across eight financial institutions and has facilitated more than 12,000 loans worth over $2 billion. The company, which has maintained profitability with a lean 48-person team, is now preparing to offer 10-day secured loan disbursements, an unprecedented turnaround time in Colombia’s mortgage market, as it positions itself as both a technology provider and a direct lender.

In Brazil’s residential infrastructure space, Loomy secured $9.4 million from EXT Capital to scale its smart-condominium automation platform, which integrates fibre-optic networks, AI-enabled security, IoT sensors, and unified connectivity management. With more than R$120 million in contracted revenue across six states, the company has been modernising a historically analogue sector through a model that self-funds telecommunications infrastructure, allowing for granular system control and seamless integration. The new capital will support national expansion and accelerate the rollout of automated access control, energy and water monitoring solutions, and high-speed connectivity services for residential buildings.

Rounding out the week, Brazilian climate-tech startup Cyan Analytics raised $378,400 in a pre-seed round structured by Arara Seed and led by Córdoba Industrial, with the potential to expand to R$4 million. The company, which doubled its revenue year over year, develops climate-risk intelligence and productivity forecasting tools for agribusiness, credit, and insurance providers. Its recent merger with AgroNational has further strengthened capabilities in agricultural risk analysis by combining climate models with nearly two decades of insurance expertise. The new capital will accelerate the rollout of predictive tools—including a proprietary ATR estimate for sugarcane—and expand its climate-operations platform, which already serves more than 80 corporate clients.

From fintech mega-facilities to next-generation mortgage systems and climate-driven agritech, the week highlighted investors’ growing confidence in startups building essential infrastructure across Latin America’s financial, housing, and agricultural sectors.