Subscription Policy

This Subscription Policy and Payment Terms explain our pricing and payment terms which allow you to use Techloy.com or Techloy (the Service), a publication of Techloy Limited (the Company).

By using the Service, you signify that you have read, understood, and agree to be bound by these Pricing and Payment Terms.

1. Subscribing to the Service

a. Pricing options

Basic - Free (Get access to limited articles on the Service and via our newsletter, which may feature content marketing and advertising)

Monthly – $5 USD* (Get full access to all articles on the Service and via our newsletter, including exclusive stories, incisive data & insights, and excluding content marketing and advertising)

Annually – $50 USD* (Get a 17% discount to access all the articles and features on the Service and via our newsletter, excluding content marketing and advertising)

*Prices are subject to change without prior notice.

b. Payment terms

The Service accepts credit and debit cards through Stripe and will automatically charge your card for all applicable fees on a monthly or yearly basis, depending on which account you select, until you or we cancel your account. The account fee will be billed when you become a member and each month or year (depending on which account you select) thereafter unless and until you cancel your membership. Account charges are fully earned upon payment and there are no refunds or credits for partially used months or years, as applicable. If any fee is not paid in a timely manner, or the Company is unable to process your transaction using the credit card information provided, the Company reserves the right to revoke access to your account on the Service.

All information that you provide in connection with a monetary transaction through the Service must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with a purchase or transaction or other monetary transaction through the Service at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, relating to any monetary transactions.

If you want to use a different credit or debit card or if there is a change in your credit or debit card validity or expiration date, you may edit your information by accessing your account setting page. If your credit or debit card reaches its expiration date, your continued use of the Service constitutes your authorization for us to continue billing that credit or debit card and you remain responsible for any uncollected amounts. It is your responsibility to keep your contact information and payment information current and updated.

c. Refunds policy

You may cancel your account on the Service at any time. However, there are no refunds for cancellation; if you cancel before the end of your billing cycle you have access to your account on the Service for the remainder of the billing cycle. In the event that the Company suspends or terminates your account or this Agreement for your breach of this Agreement, you understand and agree that you shall receive no refund or exchange for any unused time on a subscription, any license or subscription fees for any portion of the Service, any content or data associated with your account, or for anything else.

Canceling your account

Your account on the Service will continue in effect unless and until you cancel your account, or the Company terminates it. You must cancel your account before it renews each month or year (depending on which account you select) in order to avoid billing of the next month’s/year’s fees to your credit or debit card. Techloy Limited will bill the monthly/yearly fees associated with your account plus any applicable tax to the credit or debit card you provide to us during registration (or to a different credit or debit card if you change your account information).

Changes to the Subscription Policy and Payment Terms

The Company may, at its sole discretion, modify or update these Subscription and Payment Terms from time to time to reflect the changes in our business and practices, and so you should review this page periodically. When we change the policy in a material manner we will let you know and update the ‘last modified' date at the top of this page.

a. Special offers

The Service may enable special offers for certain eligible groups. If you qualify and subscribe through a special offer, you will be billed the advertised special rate for one year and automatically renewed at the regular rate after that.

Contacting the Service

If you have any questions regarding this Subscription Policy and Payment Terms, please contact us at hello@techloy.com

This Subscription Policy and Payment Terms were last modified on July 14, 2021.