INFOGRAPHIC: Startup Funding in LATAM—Week 48, 2025

Latin America’s fintech, tax-tech, biotech, and healthtech sectors recorded a steady flow of funding activity this week, with startups securing new capital to expand financial access, automate compliance, and scale operational technologies across the region. The mix of credit facilities, seed rounds, and strategic corporate investments reflects increasing investor confidence in tools that streamline essential processes for businesses and underserved communities.

Mexican fintech Clara led the week after securing $70 million in structured debt from BBVA Spark, Covalto, and the International Finance Corporation (IFC). The company provides financial automation tools—including corporate cards, bill payments, international transfers, and real-time expense tracking—to more than 20,000 businesses across Mexico, Brazil, and Colombia. Clara will use the new financing to grow its client base, strengthen payment products in Colombia, and expand in Mexico. Positioned among the top three issuers of corporate commercial cards in both countries, the startup aims to reach the number-one spot by 2026.

Following closely, Mexico-based Aviva secured a $50 million credit facility from Community Investment Management (CIM) to expand its conversational-lending platform. Aviva uses natural language processing to power AI kiosks that approve microloans of up to $1,000 in under seven minutes, serving individuals with limited access to formal financial institutions. With the new capital, the startup plans to extend financial services to an additional 500,000 people. Aviva has now raised over $16 million in equity to date and recently received a $1.5 million convertible note from IDB Lab, reinforcing its push toward accessible, paperless lending.

In Chile, tax-tech startup Cenit closed a $1.8 million seed round led by Hi Ventures to grow its mobile platform for freelancers and small businesses. The app connects directly to tax authorities, automatically retrieves invoices and transaction histories, and provides real-time dashboards for income, expenses, and tax obligations. Its built-in AI assistant helps users track sales, compare weekly activity, and stay ahead of filing deadlines, while the platform also offers one-click tax payment. Cenit plans to accelerate product development and deepen its presence in Mexico and Chile as it expands its early user base.

Chile’s biotech sector also saw momentum with Frankles, an agri-food biotechnology startup, raising $1 million in a round led by Südlich Capital and Veterquímica, marking the first corporate investment by Carozzi Ventures. Frankles develops technology that extracts high-value active ingredients and biocompounds from agricultural by-products—materials typically discarded across the food supply chain. The process creates new ingredient opportunities for partner companies while supporting circular-economy practices. The startup will use the funds to strengthen its scientific team and scale partnerships with food-industry players already testing its solutions.

Rounding out the week, Chilean healthtech Examedi raised $750,000 in a Platanus-led round that also included participation from existing board members as General Catalyst exited its position. Examedi offers at-home diagnostic testing through a digital platform that manages scheduling, sample collection, and test result delivery without requiring in-clinic visits. The company plans to use the funding to improve operational efficiency and expand further in Mexico and Chile, with a business model focused on sustainable, profitable growth rather than hyper-scaling.