These days, handling money has become much easier in Nigeria with services like Moniepoint, a mobile money platform.

Whether you want to send money to someone or pay for things, Moniepoint can help. This guide will show you how to start using Moniepoint. But first, let's talk about how to create a Moniepoint account and make sure it's secure.

How to Create a Moniepoint Account

  1. Download the Moniepoint personal banking app from either the Google Play Store or the App Store.
  2. Open the app and tap on Sign Up.
  3. You'll see two fields to enter your information, Your email address is in the first box and your phone number is in the second. Tap Next.
  4. Moniepoint will send you a 6-digit OTP code. Enter the code and tap Next.
  5. You'll be asked to provide your BVN (Bank Verification Number) and date of birth.
  6. After entering your BVN and date of birth, tap Next to proceed.
  7. You'll be prompted to choose a username and a strong password for your Moniepoint account. Enter your preferred username and password, then tap Create Profile.
  8. Once done, you will get a confirmation that your profile has been created.
  9. Tap Proceed to continue.
  10. After creating your profile, you'll need to set a 4-digit transaction PIN. This PIN will be used for transfers, buying airtime, data, bill payments, and more. Choose a PIN you can easily remember or write it down for reference.
  11. Enter the PIN in both provided boxes and tap Create PIN.
  12. You'll be asked about enabling biometrics for additional security. You can choose Not Now if you don't want to enable it or continue to the next step to enable it.
  13. If you choose to enable biometrics, add your fingerprint to the app.
  14. Provide your residential address and attestation, and then complete a face verification to confirm your identity as the BVN owner.
  15. Tap Continue upgrade.
  16. Proceed to verify your face.
  17. Tap Let's start to record your face using your phone's front camera.
  18. After recording your face, a message will appear. Then tap Done.
  19. Finally, submit your address and attestation and wait for verification to be completed.

Once your account details are verified, you can start using your personal Moniepoint account for various financial transactions.


By following the step-by-step guide provided, you can download the app, set up your account, and enhance the security of your transactions with biometrics.

With your Moniepoint account, you'll have the ability to send money, purchase airtime and data, pay bills, and much more, all at your fingertips. This user-friendly platform ensures that managing your finances is not only efficient but also secure.